
What REALLY Happens During a Bank Valuation? | FUNdamental Fridays
Published: September 4, 2026
Duration: 8:51
Do you need to clean your home before a bank valuation?
In this week's FUNdamental Friday, Ben Kingsley is joined by Neal Ellis from Preston Rowe Paterson to lift the curtain on how bank valuations actually work.
Many property owners assume valuers are looking for spotless homes, premium finishes and perfect presentation.
The reality is very different.
Neal explains what banks really want from a valuation, why speed of access matters more than a clean house, how comparable sales drive valuation outcomes, and what risk factors lenders pay attention...