The Loan Officer Podcast

E643 - A Guide to Non-QM Lending for Foreign Nationals, ITIN Holders, and Visa Borrowers | Ep. 619

Published: April 20, 2026

Duration: 46:53

In this episode of the Loan Officer Podcast, host Dustin Owen sits down with Mike Pearson from AD Mortgage to explore a range of lending opportunities specifically designed for non-U.S. citizens. During their conversation, Mike provides an in-depth breakdown of three key loan types that are available to this unique and often underserved segment of borrowers: foreign national loans, ITIN loans, and non-QM loans for visa holders.

Mike takes the time to explain the specific documentation requirements for each loan category, including what types of identification, proof of income, and residency status are needed to qualify...