Wealth Redefined®

Open enrollment is your yearly chance to fix your benefits. Learn how to review health insurance, HSAs, FSAs, your 401(k), life and disability insurance, and more.

If you hate the idea of budgeting but you don't want to leave everything to chance, is there a middle ground? You're in luck. There is a path that may appeal to you, and I call it "passive budgeting."

What is a trusted contact person on your brokerage account? See why it exists, what your firm can share, and when naming one could protect your savings.

The best cash flow system is the one you'll actually keep using. For a lot of people, that system is reverse budgeting.

It's okay to get excited about the thought of buying a house. It's definitely an emotional experience. But base it on a solid financial foundation and make sure you're ready before making the largest purchase of your life.

Don't let lack of access to a 401(k) keep you from saving and investing for retirement. You've got plenty of options to fill the gap.

There's a guidelines that says you don't need life insurance until someone depends on you financially. That sounds obvious. But there's a real case for buying a policy before anyone relies on your income, and a lot of people never consider it.

Planning for a large tax refund can make sense in a lot of cases. Just because it's not financially optimal doesn't make it wrong.

Not everyone starts a business planning to sell it. Some of you have no interest in an exit at all, and that's fine. But stick with me, because the work that makes a business sellable is the same work that makes it healthier, calmer, and more profitable to run right now.

Many people assume that managing money well requires complexity. More accounts, more spreadsheets, more strategies, more monitoring. The opposite is usually true.

Understanding where the 20% number comes from, and what your actual options are, can help you make a decision based on your finances instead of someone else's rule of thumb.

Financial avoidance is very common, but if you learn to recognize it and manage it, you can get better at overcoming these tendencies.

What is a pig butchering scam? Learn how this crypto fraud works, the warning signs to watch for, and how to protect your money.

Identity theft and financial fraud are not abstract problems that happen to other people. They happen to people who are careful, educated, and financially stable. The good news is that most identity theft and fraud can be prevented with a few deliberate habits.

You did everything right. You gathered your tax documents, filed your return on time, and finally felt that satisfying sense of closure. Then, sometime in May or June, an envelope shows up with yet another tax form inside.

With all the hype around IPOs, it's easy to see why people tend to get excited about getting in on the action. But what does the historical performance data show? And how can everyday investors participate?

There are two documents that belong in almost everyone's hands, and most people don't have them.

The question I keep hearing from parents right now is some version of this: "Is it even worth funding a 529 plan anymore?"

Pausing your investments during a market downturn is one of the most common and costly mistakes everyday investors make. In reality, this behavior can rob you of the opportunity for growth.

If you would like to stop working with your current financial advisor, here is what you need to know.