
The Death of Deposits — Why Banks Are Losing the Largest Wealth Transfer in History — with Martha Underwood
Published: June 1, 2026
Duration: 36:35
What happens to a deposit when the account holder dies — and why are banks so unprepared for the one moment they know is coming?
In this episode of the One Vision Podcast, Theodora Lau sits down with Martha Underwood, Founder and CEO of Prismm and author of the new release: The Death of Deposits. Drawing on 25+ years across IBM, Silicon Valley, and BBVA Compass, Martha talks about the unspoken assumption in banking — that the user will always be there — and how that assumption is now colliding with the largest generational wealth transfer in history.
Toge...