Spending Volatility: The Retirement Risk You Didn’t See Coming

Is your retirement plan ready for the rollercoaster of spending volatility—or will unexpected expenses throw you off track? This episode of the Safe Money Retirement Show with Tim Wood explores why retirement spending often surges and dips, how healthcare and lifestyle choices can upend your budget, and why having both guaranteed income and flexible access to funds is essential. Learn how to avoid common mistakes when leaving a home to heirs, break free from the “one more year” trap, and build a plan that adapts to life’s surprises.

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