Real Estate Coaching Radio

The 3% Mortgage Your Buyers Can Take Over: Assumable Loans Explained

Published: October 21, 2026

Duration: 30:44

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Rates are over 7%, and your buyer just said they're going to wait. But somewhere in your market, a homeowner is sitting on a 2.75% VA loan with no idea that their low rate could be the most valuable thing about their house.

A buyer can take that loan over: the rate, the payment, all of it.

In this episode, Tim and Julie Harris show you how assumable mortga...