Smart Money Happy Hour with Rachel Cruze and George Kamel

Smart Money Happy Hour with Rachel Cruze and George Kamel

byRamsey Network

Business

Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.

Episodes(40 episodes)

Smart Money Happy Hour with Rachel Cruze and George Kamel

Weird Money Habits That Will Make You Rich

🚢 Get tickets to the next Live Like No One Else Cruise.   Apparently, living on less than you make and ditching your credit score is groundbreaking financial advice—but we’ll let you be the judge. If you’re willing to be a little unorthodox in order to build wealth, stay tuned! You’re in the right place.   Next Steps: 🎙️ Catch our episode Are These Common Money Habits Broke, Average or Wealthy? 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! L...
Published: Jan 29, 2026Duration: 50:08
Smart Money Happy Hour with Rachel Cruze and George Kamel

Are These Social Obligations Worth the Money?

💵 Create a free budget and find more margin with EveryDollar.   If an event costs you social energy, should you really have to pay actual money too? Today, we’re saying what we all wish we could write on the next birthday party, wedding shower or gender reveal RSVP—join the unfiltered fun!   Next Steps: 🎙️ Catch our episode Date Nights From $0 to $10,000? We’ve Got You Covered! 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with yo...
Published: Jan 22, 2026Duration: 52:16
Smart Money Happy Hour with Rachel Cruze and George Kamel

These “Get-Rich-Quick” Schemes Will Topple Your Financial Progress

📈 Learn how to invest the smart way using Ramsey’s Complete Guide to Investing.   Building wealth is actually pretty simple (when you do it the right way). But there are some risky strategies out there that can topple your financial progress overnight. Join us for a live game of Jenga and some commonsense financial advice along the way.   Next Steps: 🎙️ Catch our episode Reacting to People’s Money Fails So You Can Feel Better. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us...
Published: Jan 15, 2026Duration: 35:54
Smart Money Happy Hour with Rachel Cruze and George Kamel

Your Money Habits Are Our Financial Pet Peeves—Let’s Talk! (With Jade Warshaw)

📖 Order Jade’s new book, What No One Tells You About Money.   Are you guilty of these annoying money habits? In this episode, we sit down with Jade Warshaw to rant about our biggest financial pet peeves. Let’s get into it!   Next Steps: 🎥 Watch our video Dave Ramsey Answers Your Most-Asked Questions. 💵 Start your free budget today. Download the EveryDollar app! 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour.  📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?”...
Published: Jan 8, 2026Duration: 1:00:41
Smart Money Happy Hour with Rachel Cruze and George Kamel

We Predict the Future of 2026—Money, Celebrities and More!

💻 Register for our Take Back Your Money in 2026 livestream for free!   No one can predict the future, but sometimes it’s fun to try! Today we’re sharing our best guesses for what’s to come in 2026. From housing and investment trends to celebrity weddings and court cases—we’ve got you covered.   Next Steps: 🎙️ Catch our episode We Debunk Your Top Excuses for Not Budgeting. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 o...
Published: Jan 1, 2026Duration: 48:17
Smart Money Happy Hour with Rachel Cruze and George Kamel

Reviewing 2025: The Good, the Bad and the Unhinged!

💻 Register for our Take Back Your Money in 2026 livestream for free!   From Katy Perry’s brief trip in space to our favorite moments on Smart Money Happy Hour—we’re breaking down the best and worst of 2025! Grab a drink and help us reminisce on an unforgettable (and slightly unhinged) year.   Next Steps: 🎙️ Catch our episode Spilling the Financial Tea With Our Better Halves. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-3...
Published: Dec 25, 2025Duration: 48:51
Smart Money Happy Hour with Rachel Cruze and George Kamel

Cringe or Festive: Judging Your Holiday Traditions

💻 Register now for our Take Back Your Money in 2026 livestream for free!   From office Christmas parties to eggnog to the catastrophe that is gingerbread house making—we’re judging all your holiday traditions. Plus, how to financially plan for (and survive) one of the busiest, most expensive seasons.   Next Steps: 🎙️ Catch our episode Unpacking Money Lessons From Your Favorite Christmas Movies. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachel...
Published: Dec 18, 2025Duration: 43:54
Smart Money Happy Hour with Rachel Cruze and George Kamel

Playing Devil’s Advocate Against Our Own Money Advice

📕 Grab George Kamel’s book, Breaking Free from Broke.   Sometimes, you’ve got to entertain the haters and put your own teachings to the test. Today, we’re taking turns playing devil’s advocate against our own financial advice—tune in and let us know how we did in the comments!   Next Steps: 🎙️ Catch our episode We Dedicated an Entire Episode to Respond to the Haters. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 o...
Published: Dec 11, 2025Duration: 52:58
Smart Money Happy Hour with Rachel Cruze and George Kamel

Responding to Your Money Drama (Not Holding Back)

💵 Enter to win $5,000 with Ramsey’s Christmas Cash Giveaway.  No matter where you are on your wealth-building journey—everyone has money disagreements with their loved ones from time to time. Today, we’re reacting to your money drama and tossing in our 2 cents!   Next Steps:🎙️ Catch our episode Our Unfiltered Takes on Your Real-Life Money Dilemmas. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @geo...
Published: Dec 4, 2025Duration: 43:28
Smart Money Happy Hour with Rachel Cruze and George Kamel

Money Lessons Hidden in Your Favorite TV Shows

💵 Enter to win $5,000 with Ramsey’s cash giveaway.   From Friends to The Office, Hollywood tends to bend reality when it comes to portraying personal finance. Here’s what your favorite TV shows get right and wrong about money.   Next Steps: 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we...
Published: Nov 27, 2025Duration: 38:56
Smart Money Happy Hour with Rachel Cruze and George Kamel

How to Financially Survive Every Season of Life

💰 Which side hustle is right for you? Get personalized recommendations from our Side Hustle Quiz.  Different phases of life call for different financial priorities (and different strategic habits to help you get there). Today, we’re explaining what to do with your money to help you reach your goals in every season.  Next Steps: 🎥 Watch our video How Does Your Net Worth Compare to the Average American. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leav...
Published: Nov 20, 2025Duration: 45:27
Smart Money Happy Hour with Rachel Cruze and George Kamel

We Ask Anjelah Johnson-Reyes About Her Comedy Career and Money Habits

💰 Which side hustle is right for you? Get personalized recommendations from our Side Hustle Quiz.   You’ve watched her successful comedy career unfold over the last two decades, and today you get to laugh through an entire podcast episode with her. Anjelah Johnson-Reyes unpacks everything from Bon Qui Qui to motherhood to money habits.   Next Steps:🎥 Watch our video How Matt and Abby Went From Broke College Kids to “Unplanned” Influencers 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your...
Published: Nov 13, 2025Duration: 57:49
Smart Money Happy Hour with Rachel Cruze and George Kamel

We Paint and Sip While Exploring Financial Gender Stereotypes

💰 Which side hustle is right for you? Get personalized recommendations from our Side Hustle Quiz.  Money is an art and a science. Today, George and Rachel are unpacking financial statistics and gender stereotypes around spending. Oh, and they do it while painting portraits of each other—you don’t want to miss this. Next Steps: 🎥 Watch our video Men vs. Women: Who Handles Money Better? 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send...
Published: Nov 6, 2025Duration: 49:28
Smart Money Happy Hour with Rachel Cruze and George Kamel

Comparing Disney Villains to Sneaky Financial Industry Traps

💸 Uncover extra cash in your budget with the Money Finder Challenge.   When building wealth feels extra challenging, it’s easy to get caught up pointing fingers at the wrong bad guy. Today, George and Rachel are exposing the real villains of the financial industry—with a fun Disney twist.   Next Steps: 🎥 Watch our video Reacting to the Wildest “Am I the Jerk?” Reddit Threads. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your qu...
Published: Oct 30, 2025Duration: 38:39
Smart Money Happy Hour with Rachel Cruze and George Kamel

What You Should Do With Your Money Before It’s Too Late

💸 Uncover extra cash in your budget with the free Money Finder.   You can’t take it with you when you go . . . but you can leave your loved ones stuck in a financial hot mess. Here’s what really happens to your money after you pass, and what you should do today to prevent money mayhem down the road.    Next Steps: 🎥 Watch our video Stirring the Pot With These Off-Limit Topics. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George...
Published: Oct 23, 2025Duration: 43:07
Smart Money Happy Hour with Rachel Cruze and George Kamel

What the Top 7 World Religions Believe About Money

💸 Uncover extra cash in your budget with the 24-Hour Money Finder Challenge.  Find some pearls to clutch because we’re talking religion and money. Today, we’re looking at beliefs and practices around finances in the world’s major religions.   Next Steps: 🎥 Watch our video Unique Money Traditions You Won’t Find in the U.S. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or...
Published: Oct 16, 2025Duration: 47:12
Smart Money Happy Hour with Rachel Cruze and George Kamel

We Call Out Your Cringe Money Behaviors

💸 Uncover extra cash in your budget with the Money Finder Challenge. https://ter.li/sxaau7   Is one generation building wealth better than the rest? Or are we all financially “cringe” in our own way? From Gen Z to boomers to millennials and their Gen X parents—today, we’re calling everybody out, and you don’t want to miss the fun.   Next Steps: 🎥 Watch our video Is Gen Z Financially Doomed? Let’s Talk About It 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour. 📱 Submit a Guilty As Charged question...
Published: Oct 9, 2025Duration: 44:49
Smart Money Happy Hour with Rachel Cruze and George Kamel

We Settle Your Heated Money Arguments

💸 Uncover extra cash in your budget with the Money Finder Challenge. https://ter.li/sxaau7   Ever have a major disagreement about money with the people closest to you? Today, we’re checking our voice mail and sharing hot takes on your friends and family.   Next Steps: 🎥 Watch our video Settling the Debate on Your Financial Faux Pas (We’re Divided). 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM t...
Published: Oct 2, 2025Duration: 45:03
Smart Money Happy Hour with Rachel Cruze and George Kamel

How Matt and Abby Went From Broke College Kids to “Unplanned” Influencers

💸 Want to see how fast you can pay off your house? Use our FREE Mortgage Payoff Calculator.   Matt and Abby from The Unplanned Podcast join Rachel and George to reminisce on early married life working the Ramsey plan, dancing through their pandemic TikTok success and so much more.   Next Steps: 🎥 Watch our video Baby Q&A: Costs, Essentials and Honest Advice. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour. 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 87...
Published: Sep 25, 2025Duration: 59:38
Smart Money Happy Hour with Rachel Cruze and George Kamel

Pros and Cons of Shopping in 2005 (Should We Go Back?)

💸 Want to see how fast you can pay off your house? Use our FREE Mortgage Payoff Calculator.   Claire’s, Sbarro, Great American Cookies—can we go back to ’90s mall culture? In today’s episode, George and Rachel are taking a nostalgic trip down memory lane to weigh the pros and cons of shopping in 2005 vs. 2025.   Next Steps: 🎥 Watch our video What Today’s Teens Are Buying (vs. Us 20 Years Ago) . 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour    📱 Submit a Guilty As Charged question for Rachel and George! Leav...
Published: Sep 18, 2025Duration: 43:32