A Reality Check for the New Year

The guys kick off the new year with a wide-ranging conversation about the financial realities many Americans are facing right now. From student loan debt and wage garnishment to the broader cost of education and the growing national debt, they break down the issues that continue to impact households as the calendar turns and people start thinking about what comes next.

They also discuss ongoing developments in crypto and digital currency, reflect on the holidays and the year that just wrapped up, and talk about why real conversations matter more than sales pitches. As always, the focus...