“We were gifted $100K, how do we not blow it?” Mailbag episode

“We were gifted $100K, how do we not blow it?” Mailbag episode

Published: November 12, 2025

Duration: 15:37

A $100,000 gift should feel like freedom, so why does it come with so much pressure?


In this Making Cents mailbag episode, a listener writes in after being gifted $100K from family.


They’ve got a big mortgage, no savings, and a long wish-list that includes home repairs, maternity leave, and some breathing room in the budget.


The question: how do you use a windfall like this without wasting it?


Frances Cook talks to Katie Wesney, head strategic coach at EnableMe, about how to turn a one-off gift in...