"My kids want me to get a reverse mortgage, will it ruin their inheritance?” Mailbag episode

"My kids want me to get a reverse mortgage, will it ruin their inheritance?” Mailbag episode

Published: November 19, 2025

Duration: 16:42

You’ve worked your whole life to pay off the mortgage. The house is finally yours. But somehow, the money worries haven’t gone away.


In this Making Cents mailbag episode, a listener in their 70s writes in after becoming mortgage-free, yet still feeling anxious every time they spend a dollar.


Living on the pension with little savings, they want to enjoy retirement but are scared of running out of money.


Their children think a reverse mortgage could be the answer, but will unlocking home equity today destroy their inheritance tomo...