“We’ve saved $80k, is it enough for our first home?” Mailbag episode

“We’ve saved $80k, is it enough for our first home?” Mailbag episode

Published: December 31, 2025

Duration: 19:12

Saving $80,000 should feel like a major milestone. But when you’re trying to buy your first home, it can leave you asking a very real question: is this actually enough?

In this Ask the Experts episode, a listener who’s fed up with renting wants to know whether they’re genuinely ready to buy, or about to take on more than they can afford.

They’ve built a solid deposit, but recent spending has shaken their confidence, and now they’re stuck between waiting longer or jumping in too soon.

So w...