"We’re $8m richer overnight, now what?" Mailbag episode

Money panic doesn’t always come from not having enough. Sometimes it comes from suddenly having far more than you ever expected - $8 million more, to be exact.

This week’s Ask the Experts letter comes from a couple who spent 40 years dairy farming, living with constant debt and tight cashflow. Now they’ve sold the farm and their financial reality has flipped overnight.

A dream problem? Maybe. But sudden wealth is notoriously risky.

Will White from Heartland Bank is in the expert hotseat, to talk about how you protect a huge cash balanc...