E390 - AI, Credit Scores and the Hidden Risks of Algorithmic Banking

What if switching from premium coffee to a cheaper store brand could influence how a bank views your financial stability?

Artificial intelligence is rapidly moving into banking, lending, credit decisions, mortgage underwriting, trading, fraud prevention, and customer service. In this episode, David and Sophia explore what happens when increasingly sophisticated algorithms begin making decisions about your money—and what consumers need to know about the systems operating behind the screen.

The conversation examines how generative AI is being deployed across financial services, including technology that can analyze financial documents, evaluate creditworthiness in milliseconds, personalize loan of...