Peter Pru Podcast Show

🖥️ Register For A Workshop + Free Calculators & Watchlist: 👉 https://onlypeterpru.com/ark-options-workshop?utm_source=yt&utm_id=social🎓 Free 6-part options course: 👉 https://optionsellersschool.com/free-course/I’m never going to fully retire — and that’s not the plan, it never has been — but the Barista FIRE framework is the closest concept I keep coming back to, and the version most content describes gets 90% right and misses the one piece that determines whether it actually works. This video breaks down the math on a $650,000 portfolio generating $20,000 a year in dividends plus $19,000 to $26,000 in options premium at a conservative 3-4% annual rate — two...

🖥️ Register For A Workshop + Free Calculators & Watchlist: 👉 https://onlypeterpru.com/ark-options-workshop?utm_source=yt&utm_id=social🎓 Free 6-part options course: 👉 https://optionsellersschool.com/free-course/Most people make money from a stock exactly one way — the day they sell it for more than they paid — and that’s income event number five out of five. This video breaks down all five: cash secured put premium before you own a single share, collateral interest on the cash sitting in your account while the trade is open, dividends the moment you get assigned, covered call premiums while you hold, and capital ga...

🖥️ Register For A Workshop + Free Calculators & Watchlist: 👉 https://onlypeterpru.com/ark-options-workshop?utm_source=yt&utm_id=social🎓 Free 6-part options course: 👉 https://optionsellersschool.com/free-course/Every time you buy a single share of SCHD, a mechanical process starts that most investors never think about — the dividend reinvests, the fractional share earns the next dividend, the dividend itself grows as the underlying companies raise their payouts, and the whole thing compounds without you doing a single thing. This video walks through exactly what happens from that first $33 share forward, including the shift that happens at 100 shares when a covered call l...

🖥️ Register For A Workshop + Free Calculators & Watchlist: 👉 https://onlypeterpru.com/ark-options-workshop?utm_source=pod&utm_id=social🎓 Free 6-part options course: 👉 https://optionsellersschool.com/free-course/There’s a Nasdaq 100 income ETF with nearly 10% yield, 20% total return year-to-date, and $6 billion in assets — and most dividend investors have never heard of it. This video breaks down the structural difference that actually matters between GPIQ and JEPQ: JEPQ uses equity linked notes with a bank as counterparty, GPIQ sells calls directly with the options exchange clearing every transaction, and that difference is worth understanding before you decide which one belongs in which a...

🖥️ Register For A Workshop + Free Calculators & Watchlist: 👉 https://onlypeterpru.com/ark-options-workshop?utm_source=pod&utm_id=social🎓 Free 6-part options course: 👉 https://optionsellersschool.com/free-course/The 4% rule says you need $900,000 to generate $3,000 a month in retirement — but the average Social Security check is $2,087, which means your portfolio only needs to cover $913, and at 4% that’s $274,000, not $900,000. This video breaks down three completely different versions of that math depending on when you claim and your benefit amount, including a married couple scenario where combined Social Security already covers the target before touching a dollar of savings. The number every retir...

🖥️ Register For A Workshop + Free Calculators & Watchlist: 👉 https://onlypeterpru.com/ark-options-workshop?utm_source=yt&utm_id=social🎓 Free 6-part options course: 👉 https://optionsellersschool.com/free-course/Chip stocks just had their longest losing streak in 16 years — eight consecutive down sessions, the semiconductor ETF down 14% from its October high — and I bought three positions into it, not because I think AI revenue hits its targets next quarter, but because the market treated a timing concern and a thesis change as the same thing. This video breaks down exactly what I bought and why: SOXX for broad semiconductor exposure across all 30 name...

🖥️ Register For A Workshop + Free Calculators & Watchlist: 👉 https://onlypeterpru.com/ark-options-workshop?utm_source=yt&utm_id=social🎓 Free 6-part options course: 👉 https://optionsellersschool.com/free-course/Most investors compare dividend stocks to growth stocks by looking at price charts — and the second you compare price alone, you’ve already missed the entire point. This video breaks down the number that should stop you cold: $10,000 in the S&P 500 in 1960 with no dividends reinvested grows to roughly $1.14 million by 2025 — the same $10,000 with every dividend reinvested grows to $7.58 million, same index, same stocks, six and a half times more money. The yield tra...

🖥️ Register For A Workshop + Free Calculators & Watchlist: 👉 https://onlypeterpru.com/ark-options-workshop?utm_source=yt&utm_id=social🎓 Free 6-part options course: 👉 https://optionsellersschool.com/free-course/The average net worth for Americans between 55 and 64 is $1.56 million — the median is $364,000, and those two numbers are almost four and a half times apart because a small group of ultra-wealthy households distorts the mean into something useless as a personal benchmark. This video breaks down what the Federal Reserve data actually shows by age group, why a significant portion of that median number is home equity rather than investable assets, and why Social S...

🖥️ Register For A Workshop + Free Calculators & Watchlist: 👉 https://onlypeterpru.com/ark-options-workshop?utm_source=yt&utm_id=social🎓 Free 6-part options course: 👉 https://optionsellersschool.com/free-course/Dividend investors who collected and reinvested through the lost decade of the 2000s scraped out roughly 2% annually while pure price investors ended the decade with less than they started — and almost nobody talks about that number when they’re arguing for growth. This video runs 50 years of Ned Davis data showing dividend growers averaged 10.22% annually with significantly less volatility than non-payers, then walks through why the 2010s flipped the script entirely and what 2026’s ro...

🖥️ Register For A Workshop + Free Calculators & Watchlist: 👉 https://onlypeterpru.com/ark-options-workshop?utm_source=yt&utm_id=social🎓 Free 6-part options course: 👉 https://optionsellersschool.com/free-course/92% of professionally managed funds fail to beat the S&P 500 over 15 years — and those are people with Harvard MBAs getting paid millions to do it full-time, which means trying to outthink them is not where a 40-something beginner should start. This video breaks down the three-phase sequence most beginner investing content gets completely wrong: foundation first with a low-cost index fund, income floor second with dividend and covered call ETFs, active income third wit...

🖥️ Register For A Workshop + Free Calculators & Watchlist: 👉 https://onlypeterpru.com/ark-options-workshop?utm_source=pod&utm_id=social🎓 Free 6-part options course: 👉 https://optionsellersschool.com/free-course/1,000 shares of SCHD at today’s price costs roughly $33,000 and pays about $88 a month in dividends — but at the fund’s historical 9.3% dividend growth rate, that same share count pays around $520 a month in year 20 without buying a single additional share. This video runs the full income math at 5, 10, 15, and 20 years, then shows what happens when you layer covered calls on top: 10 contracts generating $300 a month adds roughly $3,600 a year, pushing the effective yield...

🖥️ Register For A Workshop + Free Calculators & Watchlist: 👉 https://onlypeterpru.com/ark-options-workshop?utm_source=pod&utm_id=social🎓 Free 6-part options course: 👉 https://optionsellersschool.com/free-course/$5 a day in VOO for 1,000 days turns $5,000 into roughly $6,500 — and that number isn’t the point. This video breaks down what actually happened inside that experiment: 45% of trading days the account was lower than the day before, and every Fed decision, election headline, and market pullback was a reason to stop, and the people who capture the 10 and 20-year returns aren’t the ones who picked the right moment to enter — they’re the ones who t...

🖥️ Register For A Workshop + Free Calculators & Watchlist: 👉 https://onlypeterpru.com/ark-options-workshop?utm_source=pod&utm_id=social🎓 Free 6-part options course: 👉 https://optionsellersschool.com/free-course/In the first half of 2026, the best performing AI ETF returned 122% and the worst returned 1% — both used the word “artificial intelligence” in their names, and most investors assumed they were buying the same thing. This video breaks down what actually separated them: AIS focused on infrastructure and semiconductors, CHAT required 50% of revenue from generative AI as a quality screen, AIQ spread across the broad ecosystem, and BOTZ bet on physical robotics that moved on a comp...

🖥️ Register For A Workshop + Free Calculators & Watchlist: 👉 https://onlypeterpru.com/ark-options-workshop?utm_source=yt&utm_id=social🎓 Free 6-part options course: 👉 https://optionsellersschool.com/free-course/The median American between 55 and 65 has $89,000 saved for retirement — the Fidelity benchmark says they should have closer to $600,000, and most of them are 10 years or less from the retirement they’re imagining. This video breaks down why the “how much do I need” question is actually three questions — what you’ll spend, what Social Security will cover, and how many income streams you can build before you stop working — and why a $1,500 monthly dividend in...

🖥️ Register For A Workshop + Free Calculators & Watchlist: 👉 https://onlypeterpru.com/ark-options-workshop?utm_source=yt&utm_id=social🎓 Free 6-part options course: 👉 https://optionsellersschool.com/free-course/Realty Income has made 667 consecutive monthly dividend payments — not one missed, through recessions, COVID, rate hikes, and every market crash in between — and nobody makes a YouTube video with a Lamborghini in the background talking about it, which is exactly the point. This video breaks down eight investments that do what they’re supposed to do quietly and consistently, from high-yield savings accounts paying 4.2% while big banks still pay 0.01%, to Treasuries, VOO, SCHD, Realty In...

🖥️ Register For A Workshop + Free Calculators & Watchlist: 👉 https://onlypeterpru.com/ark-options-workshop?utm_source=yt&utm_id=social🎓 Free 6-part options course: 👉 https://optionsellersschool.com/free-course/To generate $3,000 a month from SCHD dividends at today’s yield, you need roughly $1.12 million — and most people searching “retire on SCHD” are thinking about a number much smaller than that. This video runs the honest income math at different position sizes, explains why the current yield is the wrong number to focus on, and makes the case that SCHD’s real job is growing your income over 10 to 15 years while something else handles t...

🖥️ Register For A Workshop + Free Calculators & Watchlist: 👉 https://onlypeterpru.com/ark-options-workshop?utm_source=yt&utm_id=social🎓 Free 6-part options course: 👉 https://optionsellersschool.com/free-course/Six growth ETFs, one comparison most people get wrong — VGT has the best 10-year return of any fund on this list at 24.5% annualized, beating QQQ by 3 full points, and SPMO is the 2026 leader at 28.5% year-to-date despite just reshuffling 40% of its portfolio in a single reconstitution most holders didn’t notice. This video breaks down what each of the six actually is, why QQQ and QQQM are the same exposure at different prices with a real...

🖥️ Register For A Workshop + Free Calculators & Watchlist: 👉 https://onlypeterpru.com/ark-options-workshop?utm_source=yt&utm_id=social🎓 Free 6-part options course: 👉 https://optionsellersschool.com/free-course/SoFi's revenue is up 42.5% year over year and the stock is down 43% in 2026 — and both numbers are real, which means either something is broken or the market is pricing in a risk the financials haven't shown yet. This video breaks down what actually worried traders after a beat on both the top and bottom line, why the reinvestment thesis requires patience the market isn't granting, and what selling covered calls month after month does...

🖥️ Register For A Workshop + Free Calculators & Watchlist: 👉 https://onlypeterpru.com/ark-options-workshop?utm_source=pod&utm_id=social🎓 Free 6-part options course: 👉 https://optionsellersschool.com/free-course/AI data centers can be built in two to three years, but getting them actually connected to the electrical grid takes four to ten years — and that timeline gap is the most underappreciated constraint in the entire AI build-out narrative. This video breaks down the full bottleneck chain that determines whether AI can actually scale: cooling systems that are architecturally obsolete for modern rack densities, regional grids that weren't designed to absorb a small c...

🖥️ Register For A Workshop + Free Calculators & Watchlist: 👉 https://onlypeterpru.com/ark-options-workshop?utm_source=yt&utm_id=social🎓 Free 6-part options course: 👉 https://optionsellersschool.com/free-course/The "buy VOO and chill" advice gets you to the number — it just doesn't tell you what happens the day you actually stop working and a bad market year forces you to sell shares at exactly the wrong time to cover your living expenses. This video breaks down a five-fund framework built around three jobs — accumulate with SPY and QQQ, build a growing dividend floor with SCHD, and layer in monthly income from JEPQ i...