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[Health Insurance] 45, Medicare Enrollment Periods and Late Enrollment Penalties
Published: May 11, 2026
Duration: 3:12
This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams.
In this episode you will learn:
- The 7-month window for the Initial Enrollment Period and how enrollment timing affects the coverage start date.
- The specific dates for the General Enrollment Period (Jan 1 - Mar 31) and its fixed coverage start date of July 1.
- How a Special Enrollment Period is triggered by the loss of active employer c...